Affordable Auto Insurance Plans

Find Your Car Insurance Here

Do You Currently Own a Car?

What do you need to know about auto insurance?
- Make sure you understand your coverage needs before comparing car insurance quotes
- Car insurance prices vary greatly among companies as they take different factors into account
- Your driving record and vehicle are considered by insurance providers when offering car insurance.

How to find affordable auto insurance?
- To find affordable car insurance, start by researching your state's minimum coverage recuirements as they are mandatory in most states.
- Continuously look for opportunities to lower your premium.
- After selecting a company, regularly review your rates to avoid unexpected increases.

When should I buy car insurance?
- Before purchasing a car, it is advisable to get car insurance.
- Driving uninsured is a violation of the law and exposes you to financial risk in the event of a crash.
- You can obtain a quote and buy a policy either online or by phone from either a dealership or a private seller before driving your new car.

Does my vehicle affect my car insurance rates?
- The type and cost of the car you drive affects your car insurance premiums.
- The more expensive your vehicle is to repair or replace, the higher your insurance rates will be.

What car insurance discounts are available?
Common car insurance discounts include:
- Affiliation-based discounts
- Reduced rates for students
- Good driver/no accident discounts
- Discounts for hybrid or electric vehicles
- Bundling discount for those who have both home and auto insurance with the same carrier.
Note: Discount availability may vary depending on the insurer.

How much car insurance do I need?
- Minimally, you must have the legally required amount of car insurance in your state.
- However, this may not be sufficient in the event of a severe accident.
- To ensure full protection, it is recommended to purchase the highest levels of insurance within your budget.
- Liability limits of 100/300/100 are typically sufficient to cover damages caused in most car accidents.
- UM/UIM and PIP can cover your medical expenses in case of an accident with an uninsured driver.
- Adding comprehensive and collision insurance will provide protection for your car in the event of damage, total loss, or theft.